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  Learn more about CDARS  
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    Greater Deposit Insurance (CDARS)

CDARS® is the Certificate of Deposit Account Registry Service®. And it’s the easiest, most convenient way to enjoy full FDIC insurance on deposit amounts larger than $250,000.

Why is that?

One Bank
Everything is handled through us. Your large deposit is broken into smaller amounts and placed with other banks that are members of a special network. Then, those member banks issue CDs in amounts under $250,000, so that your entire investment is eligible for FDIC insurance. By working with just us, you can receive insurance from many.

One Rate
With CDARS, you earn one rate on your entire investment.

One Statement
You receive one statement from us listing all of your CDs, along with the issuing banks, maturity dates, interest earned, and other details. It’s that simple.

Funds may be submitted for placement only after a depositor enters into a CDARS Deposit Placement Agreement with us. CDARS and the Certificate of Deposit Account Registry Service are registered service marks of Promontory Interfinancial Network, LLC.
 
 
 

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